Let me finish a previous thought on credit scores, etc. THe lower the credit score that you have, the higher the interest rate. For example, if I do a loan ror someone with a credit score of 700, my rate would be 4.19. If it is 650, my rate would be 5.19. But if i drop down to 600 (and I rarely do these because usually the credit is pretty horrible) the rate would be at least 6.50. obviously rate increases like this when you are talking about real estate loans jack up the payment pretty high.

I emailed Elizabeth in Chile a couple of days ago but haven't heard back.

We gotta get on that Carter fella about the blog. His birthday is Sunday, by the way.