Fantasy Land?

I found three San Francisco apartment buildings I'd like to buy:

1. Located in the heart of Noe Valley, it is comprised of 25 one bedroom/one bath units and 1 two bedroom/two bath owners unit. The units feature spacious floor plans, wall-to-wall carpet and track lighting. 22-units also have balconies or patios with views. Intercom systems provide secure controlled entry to the building. The building is elevator serviced from the lobby. Units are individually metered for both gas and electricity. $5,900,000

2. Desirable lower Nob Hill location. 16 units comprising 13 family dwelling and 3 guest rooms. There are 9 studios, 4 one bedroom and 3 two bedroom units. New hot water heater in 2004. Separate electric meter and circuit breaker for each unit. Central gas meter for the house and the 3 studios on the first floor. The other 13 units have separate gas meters. The units have wall to wall carpets & very large walk-in closets. Upside appreciation potential. ("Upside appreciation" when mention in the same paragraph as "lower Nob Hill" means the Tenderloin is getting gentrified.) $2,390,000

3. Great 12 units by UCSF medical center and gg park. 10 two bedrooms and 2 one bedrooms. 2 car parking and 12 storage lockers. Steam heat. Boiler and hot water heater are updated. $2,350,00

I did the math on all of these buildings and discoverd that with zero down and 5% APR over 30 years the rents more than pay the mortgages. I wonder if I can find anyone who want to go in on them with me. I never have used my VA Loan, and Cyndi (because of her CCRM status) has some kind of option with HUD.... Oh well, back to reality.